*{box-sizing:border-box}body{margin:0;font-family:system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;color:#16233d;background:#f4f6fb;line-height:1.5}
a{color:#0f2a5a}header{background:#0f2a5a;color:#fff;padding:14px 18px;position:sticky;top:0;z-index:10}
header .wrap,.wrap{max-width:980px;margin:0 auto;padding:0 16px}
.top{display:flex;justify-content:space-between;align-items:center;gap:12px;flex-wrap:wrap}
.brand{font-weight:800;font-size:20px}.brand small{display:block;font-weight:400;font-size:13px;color:#cfe0ff}
.lang button{border:1px solid #fff;background:transparent;color:#fff;padding:6px 12px;border-radius:20px;cursor:pointer}
.lang button.on{background:#ff6a00;border-color:#ff6a00}
nav{display:flex;gap:8px;flex-wrap:wrap;margin-top:10px}
nav button{background:#1c3f7a;color:#fff;border:0;padding:8px 14px;border-radius:20px;cursor:pointer}
nav button.on{background:#fff;color:#0f2a5a}
main{max-width:980px;margin:0 auto;padding:20px 16px 110px}
.card{background:#fff;border-radius:14px;padding:20px;margin:16px 0;box-shadow:0 2px 10px rgba(0,0,0,.07)}
h1{font-size:32px;line-height:1.2;margin:8px 0}h2{margin-top:0}h3{margin-bottom:6px}
.btn{background:#ff6a00;color:#fff;border:0;padding:12px 18px;border-radius:10px;cursor:pointer;font-weight:700}
.btn2{background:#0f2a5a;color:#fff;border:0;padding:10px 16px;border-radius:10px;cursor:pointer}
.btn-ghost{background:#eef2fa;border:1px solid #cbd6ee;padding:10px 14px;border-radius:10px;cursor:pointer}
label{display:block;margin:12px 0 4px;font-weight:600}
input,select,textarea{width:100%;padding:11px;border:1px solid #cbd6ee;border-radius:9px;font-size:16px}
textarea{min-height:80px}.row{display:grid;grid-template-columns:1fr 1fr;gap:12px}
@media(max-width:640px){.row{grid-template-columns:1fr}h1{font-size:27px}}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}
@media(max-width:640px){.steps{grid-template-columns:1fr}}
.step{background:#eef4ff;border-radius:12px;padding:16px}.step b{font-size:26px;color:#ff6a00}
.office-pill{display:inline-flex;align-items:center;gap:10px;background:#fff;border:2px solid #ff6a00;border-radius:999px;padding:8px 16px;color:#16233d;text-decoration:none}
.office-pill small{display:block;font-size:11px;letter-spacing:.08em;color:#666}.office-pill strong{font-size:18px}
.wa-float{position:fixed;right:18px;bottom:18px;width:60px;height:60px;border-radius:50%;background:#25d366;display:flex;align-items:center;justify-content:center;font-size:30px;text-decoration:none;box-shadow:0 4px 14px rgba(0,0,0,.25);z-index:20}
.ok{color:#0a7a3d;font-weight:700}.err{color:#b00020;font-weight:700}
.muted{color:#5a6b8a}.small{font-size:13px}
table{width:100%;border-collapse:collapse}th,td{border-bottom:1px solid #e2e8f5;padding:8px;text-align:left;vertical-align:top}
details{margin:10px 0}.badge{display:inline-block;background:#ffe8d6;color:#8a3a00;padding:2px 9px;border-radius:20px;font-size:12px;font-weight:700}
input[type=checkbox]{width:auto}